Home Purchase

 Frontier Mortgage is committed to providing you with the best rates and the best service.

This web site is a testament to that commitment by providing tools and information to allow you to quickly and easily make decisions regarding financing the purchase of a new home or refinancing your existing home. You can:

• Painlessly walk through the loan process without any pressure
• Make an educated decision on your specific loan type with or without the assistance of a loan specialist
• Discover ways to improve your credit standings and learn how to lower your monthly payments through mortgage insurance considerations
• Access changing interest rate information
• Pre-qualify for a loan, apply online or by mail
• Calculate and customize your payment plan
• And much more

Search For A Home

Today's real estate market provides many opportunities for anyone in the market to purchase a home. The recent decline in home values has made many homes more affordable today than they were just a couple of years ago. Low mortgage rates also help make payments more affordable at any level. Whether you are a first-time homebuyer, a seasoned veteran or and investor, the opportunities are endless.

First Time Buyer

First time homebuyers are subject to many of the same rules and guidelines as any other homebuyer. The state of Missouri has a loan program available to first-time homebuyers called an MHDC(Missouri Housing Development Commission) loan. If you have not owned a home in the past 3 years, you may qualify for an MHDC loan.

MHDC loans provide down-payment assistance to first-time homebuyers.

Get Pre-Approved

Real estate experts tell all home buyers that it's critical to apply for a loan before shopping for a home, and it's true; this is an essential first step. But do you know that it's far better to be pre-approved for a loan than to be pre-qualified? There are more advantages to gaining preapproval than you would initially surmise. When the lender hands a borrower a pre-approval letter, it means the borrower can:

• Save time by looking at homes in the correct price range
• Increase your bargaining power
• Write a contract on a home and have the ability to close on your home and move in quicker.